Erica Baker Gagnon

260 Wyse Road, Suite 304
Dartmouth, NS B3A 1N3

Erica baker-gagnon


Sliding Scale

I have a sliding scale that ranges from $80-$120 per 50 minute session. I have a sliding scale because I acknowledge that a large number of my clients are either students and/or come from minority communities and have more tenuous financial situations due to systemic disadvantages. I also know that people’s financial situations fluctuate over time and I believe in making therapy as accessible as I can. I issue receipts at every session and my sessions can be claimed under income taxes.

Payment Methods

I typically take payments through cash, cheque or etransfer but have only been accepting etransfers throughout the pandemic.

Insurance Coverage

Sessions with me are sometimes either fully or partially covered by private insurance (though not by MSI). You’ll have to contact your insurance company directly in order to find out whether you have coverage because RCTs are covered under some plans but not under others.

If I am covered under your insurance plan with Blue Cross Medavie, I can direct bill to them for reimbursement and you might have to pay only a portion of the session to me out of pocket or none at all, depending on your coverage percentage. I am currently only direct billing to Blue Cross Medavie.

Some good questions to ask your insurance company are:

    • Does my health/mental health insurance plan include benefits for Registered Counselling Therapists?
    • What is the maximum amount covered under my plan? Does it start over in January every year?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval or a referral from my primary care physician in order for services to be covered?